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All Real Estate Agents are NOT alike. Find out why we are Top Real Estate Experts. Contact us at 904-371-5908.
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Annette and Leroy"New Home" Owners
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Don't shop for a new home until you know exactly what you can afford. You may have an approximate idea of the loan payment and mortgage you can afford; however, financial institutions vary in their assessment of a buyer's capability. It is important to pre-qualify for a mortgage to ensure you have accurate information.
In the pre-qualification process, you will find out:
- The amount you can afford
- The amount needed for a downpayment
- The minimum down payment and advantages of higher down payments
- The bank's opinion on the amount you are able to pay for a monthly payment.
We help buyers pre-qualify for mortgages on a daily basis. Simply fill out the form below to get started. We understand this is your personal information, so rest assured we will not distribute it to anyone other than our preferred mortgage broker. This is a free service with no obligation. It is part of our job as top Jacksonville, St. Augustine and Amelia Island real estate agents to offer a service such as this.
Once you complete the form, we will quickly process your information and respond.
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
Where is the world's largest wine cellar, and how big is it?
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| A |
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons. |
 See More Real Estate Trivia > |
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