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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

Please try our Java loan and mortgage calculators. Each calculator has dynamic graphs and charts that change as you enter information. Try each calculator with different interest rates, loan amounts and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable for your home, interest rate, loan amount, taxes and more. 

In addition, each calculator includes a View Report button. After choosing this, click print. The program takes a moment to download and its value is well worth the brief wait.

Monthly Payments & Schedule

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support


Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Jacksonville, St. John's County and St. Augustine, Florida
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Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Jacksonville, St. John's County and St. Augustine 



Real Estate Tips
Relocation >Relocating

Moves are right up at the top of the list of stress-producing situations. It is not uncommon to feel a little overwhelmed by the process of relocating. You must sell your old home, pack up, leaving behind many friends and memories, and then get settled in the new area.

Professional real estate agents understand both the difficulties and the rewards of making a major move. By listening carefully to what you want and need, your agent will get a feeling for the style of home, neighborhood location and amenities you are seeking. He or she can also point you in the right direction for information about schools, shopping, public transportation, and groups of people who share your interests. If you are considering a move, call a professional real estate agent for information about the area you would like to live in. Discuss the type of house you are looking for and your price range so that the agent can acquaint you with the available homes that will meet your criteria when you are ready to begin looking.

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Real Estate Trivia
Q 
What are the characteristics of classic Queen Anne architecture?

A 
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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Lynda Learn and Karen Gartley, REALTOR®, real estate agent and broker for Jacksonville, St. John's County and St. Augustine, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

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Keller Williams

4116 Third Street South
Jacksonville, FL 32250
Phone: 904-371-5908
Fax: 904-371-5908
Lynda's Cell: 904-654-6382
Karen's Cell: 904-910-1563
Email: Info@TeamGenerations.com

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