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Below is a short list of useful real estate and related sites on the Internet. When you click on any of the links below, you will see the site you chose, along with a form at the bottom of your screen. Use it to obtain answers to questions you might have regarding anything you read. We make it a goal to know more about real estate than any realty website.

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GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What city boasts eight of the world's ten biggest hotels?

A 
Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas.
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Lynda Learn and Karen Gartley, REALTOR®, real estate agent and broker for Jacksonville, St. John's County and St. Augustine, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

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Keller Williams

4116 Third Street South
Jacksonville, FL 32250
Phone: 904-371-5908
Fax: 904-371-5908
Lynda's Cell: 904-654-6382
Karen's Cell: 904-910-1563
Email: Info@TeamGenerations.com

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